Teraz.cash - Your finances, Your rules!
Take care of your money the way you want – without intermediaries, without blocks, without stress. Teraz.cash is an app that gives you full control – privately, simply and securely
Download app
PROBLEM
Your bank account is not your fortress
Bank, tax office – everyone has keys to it. And you?
Aspect
Blocking funds
Availability
Anonymity
Account top-up
Payment card
Traditional bank / Neobank
On government demandDependent on bank / failuresNone – full verification, data sharingWith bureaucracy and fees
Yes
Only you have accessAlways, without intermediariesHigh – you decide what to revealBLIK, Card, Apple Pay, Google Pay, Bank transferYesBlocking funds
Traditional bank: On government demand
Teraz.cash: Only you have access
Availability
Traditional bank: Dependent on bank / failures
Teraz.cash: Always, without intermediaries
Anonymity
Traditional bank: None – full verification, data sharing
Teraz.cash: High – you decide what to reveal
Account top-up
Traditional bank: With bureaucracy and fees
Teraz.cash: BLIK, Card, Apple Pay, Google Pay, Bank transfer
Payment card
Traditional bank: Yes
Teraz.cash: Yes
SOLUTION
Teraz.cash is your digital safe
Self-custodial wallet that allows you to manage funds discretely and securely. No need to know cryptocurrencies. No intermediaries. No limitations.
Withdraw funds the way you like
You choose the method and timing of withdrawal
In Teraz.cash you can freely withdraw funds in the way that suits you best. Additionally, you can quickly transfer funds to other app users via Teraz Pay.
Most convenient methods – card, bank account, crypto wallet or cash at physical locationTransfer to another Teraz.cash user (no fees)
Store funds securely
You don't need a bank to store money
Funds stored in digital dollars on your private wallet are 100% under your control. No risk of account seizure. No forced verification. No tracking of your every move.
Intuitive operationWorks worldwideBuilt with privacy in mindUse your money through a card
Pay as always – even if "your account" is a wallet
Create a virtual card and spend funds from your Teraz.cash wallet wherever you want – in store, online, abroad. Simply.
Free virtual cardWorks with Apple Pay / Google PayWithdraw funds from card at selected ATMs
PLANS
Choose the Perfect Plan for You
FREE card
Bronze Card
Free card
Unlimited quantity
No issuance and maintenance feesCompatible with Apple Pay and Google PayActivation in minutes based on basic dataTop-up with popular crypto and BLIKGreat for personal use or travelmost often chosen
Teraz Pulse (USD)
Free card
Limited pool
Minimal setup process. Maximum freedomHigh top-up and transaction limits in USDTop-up with popular crypto and BLIKWorks instantly after fundingExcellent privacy and transaction securityFor online transactions onlyfull privacy
Gold (PLN/EUR)
99 USD
/ month
Limited pool
Apple Pay / Google PayTop-up with popular cryptoSimplified activation based on user declarationDirect transactions without unnecessary traces in external appsLowest feesThe future of Fintech industry is here and Now.
Your finances in one app.
FAQ
Frequently asked questions
With us, you have full control over your money, without intermediaries, without unnecessary formalities and without the risk that someone will block your account someday. You keep all funds in a private on-chain wallet and no one but you has access to it, 24/7, wherever you are.
– Self-custody: the app doesn't store your keys or share data.
– No tracking: no one monitors your every transfer.
– Minimal verification: registration simple as neobank, but you decide how much to reveal about yourself.
– No tracking: no one monitors your every transfer.
– Minimal verification: registration simple as neobank, but you decide how much to reveal about yourself.
– Link/QR: generate link or QR code, share with client and receive payment with one click.
– Card: virtual or physical, works immediately after top-up — online and contactless.
– Blik/transfer: straight from bank, funds immediately in wallet, no delays.
– Card: virtual or physical, works immediately after top-up — online and contactless.
– Blik/transfer: straight from bank, funds immediately in wallet, no delays.
1. In Wallet tab tap "Create card".
2. Follow step-by-step instructions on screen.
Within seconds the card appears in app, ready for online and in-store NFC payments.
2. Follow step-by-step instructions on screen.
Within seconds the card appears in app, ready for online and in-store NFC payments.
Yes — you top up wallet and card, then pay and withdraw cash 24/7 in any country, without intermediaries and geographical restrictions.
– Self-custodial: only you have keys and wallet access.
– USDC (stablecoin) you keep in your private, non-custodial on-chain wallet.
– Regulated partners: FIAT funds stored in secure trust accounts.
– Encryption and verification when viewing card data. This means maximum protection of your money.
– App doesn't collect your keys or passwords – only you decide about access to your money.
– USDC (stablecoin) you keep in your private, non-custodial on-chain wallet.
– Regulated partners: FIAT funds stored in secure trust accounts.
– Encryption and verification when viewing card data. This means maximum protection of your money.
– App doesn't collect your keys or passwords – only you decide about access to your money.
Yes – select "Transfer" → Crypto wallet, enter recipient address or scan QR code and confirm. In seconds USDC funds reach the specified on-chain wallet.
In the app you have 24/7 chat with support team. Additionally, in each plan you get support level tailored to your needs — Standard, Priority or VIP.
Your finances, Your rules!
Blockbridge sp. z o. o.
Święty Marcin 29 / 8, 61-806 Poznań, Poland
© 2025 teraz.cash. All rights reserved.